09 Wednesday Aug 2017
Posted in News you can USE!
That is one of the most common questions I get from clients who are looking to build a new construction home here in Baton Rouge and the surrounding areas. Contact me to find out who the best builder in town will be,for you, and where they are currently building?
Janicedubois@gmail.com 225.933.7062
02 Wednesday Aug 2017
Posted in Around Town, Community Interviews, Helpful Information
Tags
Livingston Louisiana, Livingston Parish Schools, Livingston schools, Montessori schools, The Church Academy Livingston, The Church in Livingston, The Church International
Team Sisters had the privilege to visit The Church Academy in Livingston and bring everyone a quick preview of what the new Montessori School will be offering the community and our local pre-school children ! Check out our visit and make sure to check on enrollment because they are filling up fast.
24 Monday Jul 2017
Posted in Around Town, Community Interviews
Tags
Auto and Home Insurance, Barbara Smith State Farm, Livingston Louisiana State Farm office, Livingston State Farm, Team Sisters
Team Sisters visited our local State Farm agent, Barbara Smith and her team today to highlight their service to our community for the last three decades. Check our our interview and pictures below of her and her five team members.
1. Barbara tell us about how you got started and a little about your business
This office started in 1984 after I had been introduced to the industry by a family member. It was tough going because this was built from the ground up. At the time there were no State Farm offices in the area, so I started from scratch making calls and introducing myself. I grew up in Franklinton and new and loved everything about small towns and the people that lived there. The town of Livingston was growing and it was the perfect location to launch my new career.
2. What would your customers say that they love most about your office?
Our business is relationship driven and we love to get to know the customer and their families. We care about their needs and they know that they can trust in our product and honesty. One of the things I love are the hugs we get from our clients when they come in to the office. It is truly a family atmosphere were they can feel taken care of.
3. What is something that the general public may not know about your business?
Barbara told us about the best kept SECRET around. If you were not aware we offer loans.. Auto, Boats, RV’s, and Motorcycle loans. It is a very easy process and we have strong competitive rates. In addition there is FREE pay off protection added to every loan. It is similar to Gap insurance but does not cost the borrower a dime.
4. Can you tell us about any new plans for the future of the business?
Something new for clients is in the works at State Farm and we are hoping to offer it here at our location, in Livingston, in the future. Be on the lookout for the announcment down the road.
5. Are there any other features that you can share with us?
For those that are needing Life, Disability, or Supplemental Insurance we have polices to cover all family members . In addition, we also have Checking, Savings, Health Saving Accounts, IRA’s and CD accounts available for our clients.
6. What are some area activities that State Farm has participated in over the last year?
After the terrible flood of August 2016 State Farm took food to local schools in Livingston and Denham Springs. We also showed up at the Honey Baked Ham store in Baton Rouge and paid for peoples orders for a couple of hours. It was not announced just a random act of giving back. We also participate annually in the Cancer Relay for Life in Denham Springs.
Barbara and her team are located at 29839 S Magnolia in Livingston, La. and can be reached at 225.626.7496 or fax to 225.626.7206. The web address is http://www.barbarasmith.com and on facebook at barbarasmithstatefarm.
Team Sisters with Remax First had a great time visiting with Barbara and her team today. If you or your business would like our team to stop by for an interview visit, just give us a call. We would love to meet with you and hear all about what you are offering our home town folks. Your Realtors for Life! Janice 225.933.7062 Carol 225.445.4911
24 Monday Jul 2017
copy write http://www.knockknockmuseum.org/
Do you have children or grandchildren and live near Baton Rouge? Love looking for new and exciting things to enjoy as a family? Check out what is about to open in Baton Rouge. So exciting that we will have a children’s museum so close by. Opening August 22nd. Check it out below. Guy’s check this out? ….If you would like to see more post like this from Team Sisters click on the team page like button and follow us. We are so blessed to have so many following us. We are working on something new and fun to share with our local community, so you don’t want to miss it!! Team Sisters, Your Realtors for LIFE!
The museum will be open six days a week, Tuesday-Sunday. Admission will be $14 per person over the age of 1.
18 Tuesday Jul 2017
Posted in Finding a Realtor
Janice Dubois Honored by Broker★Agent™ Advisor
In recognition for exemplary service during calendar year 2016, Janice Dubois receives Certificate of Excellence from leading real estate trade publication. “Fewer than 10% of real estate professionals nationwide are eligible for this Award and the honor is ours to endorse Janice Dubois.” says Chad Golladay, Executive Publisher of Broker★Agent™ Advisor
Certificate of Excellence This is to certify that Janice Dubois has met or exceeded criteria established by Broker Agent Advisor relevant to experience, reputation, and achievement… and having demonstrated every quality characteristic of a superior real estate professional is hereby recognized and honored for exemplary service to their community and as a credit to the real estate profession. Chad Golladay Chad Golladay Executive Publisher Broker Agent™ Advisor “Janice Dubois exemplifies the type of professional we designed this award for,”says Chad Golladay, Executive publisher of Broker★Agent™ Advisor. “A credit to their company, profession, and community at large both inside and outside of real estate; one with whom the honor is truly ours in being able to share this award.”
17 Monday Jul 2017
Posted in Helpful Information, News you can USE!, Timely Advise, Who New?
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In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason there haven’t been many assumptions in the past 25 years is that interest rates have been steadily going down and if a person has to qualify, they might as well do it on a new loan and get a lower interest rate.
Based on projections by Fannie Mae, Freddie Mac, the MBA and NAR, rates for the second half of 2017 and 2018 are expected to be higher. When interest rates on new mortgages are higher than the rates of assumable FHA and VA mortgages in the recent past, it becomes more advantageous to assume the existing mortgages.
FHA and VA loans originated with lower than current interest rates have great advantages for buyers and sellers.
An Assumption Comparison can help determine the savings and financial benefits of an assumable mortgage with a lower rate.
07 Friday Jul 2017
Tags
baton rouge homes for sale, Brightside Drive Baton Rouge, Bus Route, condo for sale near LSU, Gates at Brightside, Homes for sale near LSU, homes in Baton Rouge
http://www.tourfactory.com/1822632
Enjoy the tour of this amazing condo near LSU..
This GATED community is ideal for those needing something with plenty of room. This condo offers POOL view, two designated parking spaces with additional overflow near by, nice private PATIO, open flow floor plan, and tons of STORAGE, new carpet on stairway, and new bathroom hardware and some new paint. The refrigerator, washing machine, and dryer remain. In addition you will have the convenience of being on the BUS route. This 3 bed /2 bath, ready to move into, condo will not last long. Check it out today!
27 Tuesday Jun 2017
Posted in Helpful Information, News you can USE!, Timely Advise
Tags
Affordable Housing information, Baton Rouge Real Estate, home financing, home ownership, Housing Trends, Insurance claims, News you can USE!, Real Estate
If you haven’t heard of a CLUE report, it has nothing to do with the table game searching for a murderer. It is a report showing the insurance claims on your home and car for the past five to seven years.
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This database is used by insurance companies to evaluate risks and determine rates. C.L.U.E. stands for Comprehensive Loss Underwriting Exchange. Rates can be increased not only due to legitimate claims but data entry errors also. Sometimes, simply asking a question without filing a claim can be logged as a claim.
For that reason, similar to verifying the accuracy of your credit report, it is important to check out the CLUE report on your home and car. The reports are free and there is a process for correcting mistakes.
An interesting and sometimes costly surprise occurs during the home buying process. The claim experience of the prior seller could impact the price of the premium of the new buyer. For that reason, you can ask for a copy of the CLUE report on the home you’re interested in buying prior to writing a contract.
15 Thursday Jun 2017
Posted in Real Estate For Sale
Tags
land for sale in Springfield, LOTS FOR SALE IN SPRINGFIELD LOUISISANA, LOTS WITH BOAT LAUNCH IN SPRINGFIELD, RIVER PINES SUBDIVISION
15 Thursday Jun 2017
Posted in Real Estate For Sale
Tags
land for sale in Springfield, land in riverscape subdidcion, Lots on the river in Springfield, Real Estate
http://www.tourfactory.com/1806035 Enjoy the Tour!
