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Home Solutions with Team Sisters

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Category Archives: News you can USE!

Who’s the Best Builder in town?

09 Wednesday Aug 2017

Posted by Make your Home your Haven! in News you can USE!

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That is one of the most common questions I get from clients who are looking to build a new construction home here in Baton Rouge and the surrounding areas. Contact me to find out who the best builder in town will be,for you, and where they are currently building?

Janicedubois@gmail.com   225.933.7062SPhotoEditor-20170809_144352

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Children’s Museum set to open in August

24 Monday Jul 2017

Posted by Make your Home your Haven! in Around Town, Community Interviews, Helpful Information, News you can USE!

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Baton Rouge enertainment, children's museum, museum in baton rouge

copy write  http://www.knockknockmuseum.org/

Do you have children or grandchildren and live near Baton Rouge? Love looking for new and exciting things to enjoy as a family? Check out what is about to open in Baton Rouge. So exciting that we will have a children’s museum so close by. Opening August 22nd. Check it out below. Guy’s check this out? ….If you would like to see more post like this from Team Sisters click on the team page like button and follow us. We are so blessed to have so many following us. We are working on something new and fun to share with our local community, so you don’t want to miss it!! Team Sisters, Your Realtors for LIFE!

The museum will be open six days a week, Tuesday-Sunday. Admission will be $14 per person over the age of 1.

https://www.facebook.com/CarolLCotten/

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Loan Assumptions are an Alternative..something to consider if you are in the market for a home.

17 Monday Jul 2017

Posted by Make your Home your Haven! in Helpful Information, News you can USE!, Timely Advise, Who New?

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Assumptions Loans, FHA loans, interest rates 2017, Mortgages, Updated Interest Rates, VA Loans

FHA VA Assumption.png

In the late 80’s, both FHA and VA began requiring buyers to qualify to assume their mortgages. The main reason there haven’t been many assumptions in the past 25 years is that interest rates have been steadily going down and if a person has to qualify, they might as well do it on a new loan and get a lower interest rate.

Based on projections by Fannie Mae, Freddie Mac, the MBA and NAR, rates for the second half of 2017 and 2018 are expected to be higher. When interest rates on new mortgages are higher than the rates of assumable FHA and VA mortgages in the recent past, it becomes more advantageous to assume the existing mortgages.

FHA and VA loans originated with lower than current interest rates have great advantages for buyers and sellers.

  1. Interest rate won’t change for the qualified buyer
  2. Lower interest rate means lower payments
  3. Lower closing costs than originating a new mortgage
  4. Easier to qualify for an assumption than a new loan
  5. Lower interest rate loans amortize faster than higher ones
  6. Equity grows faster because loan is further along the amortization schedule
  7. Assumable mortgage could make the home more marketable

An Assumption Comparison can help determine the savings and financial benefits of an assumable mortgage with a lower rate.

 

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Located on Brightside Dr

07 Friday Jul 2017

Posted by Make your Home your Haven! in Finding a Realtor, News you can USE!

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baton rouge homes for sale, Brightside Drive Baton Rouge, Bus Route, condo for sale near LSU, Gates at Brightside, Homes for sale near LSU, homes in Baton Rouge

http://www.tourfactory.com/1822632

Enjoy the tour of this amazing condo near LSU..

This GATED community is ideal for those needing something with plenty of room. This condo offers POOL view, two designated parking spaces with additional overflow near by, nice private PATIO, open flow floor plan, and tons of STORAGE, new carpet on stairway, and new bathroom hardware and some new paint. The refrigerator, washing machine, and dryer remain. In addition you will have the convenience of being on the BUS route. This 3 bed /2 bath, ready to move into, condo will not last long. Check it out today!

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Don’t Have a CLUE?

27 Tuesday Jun 2017

Posted by Make your Home your Haven! in Helpful Information, News you can USE!, Timely Advise

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Affordable Housing information, Baton Rouge Real Estate, home financing, home ownership, Housing Trends, Insurance claims, News you can USE!, Real Estate

If you haven’t heard of a CLUE report, it has nothing to do with the table game searching for a murderer. It is a report showing the insurance claims on your home and car for the past five to seven years.

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This database is used by insurance companies to evaluate risks and determine rates. C.L.U.E. stands for Comprehensive Loss Underwriting Exchange. Rates can be increased not only due to legitimate claims but data entry errors also. Sometimes, simply asking a question without filing a claim can be logged as a claim.

For that reason, similar to verifying the accuracy of your credit report, it is important to check out the CLUE report on your home and car. The reports are free and there is a process for correcting mistakes.

An interesting and sometimes costly surprise occurs during the home buying process. The claim experience of the prior seller could impact the price of the premium of the new buyer. For that reason, you can ask for a copy of the CLUE report on the home you’re interested in buying prior to writing a contract.

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River Pines Plantation

15 Thursday Jun 2017

Posted by Make your Home your Haven! in News you can USE!

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land for sale in Springfield, LOTS FOR SALE IN SPRINGFIELD LOUISISANA, LOTS WITH BOAT LAUNCH IN SPRINGFIELD, RIVER PINES SUBDIVISION

http://www.tourfactory.com/1800843  ENJOY THE TOUR
Great lot. Did not flood in 2016. This subdivision offers
tennis courts and private boat launch. Both slips are located across
the street from the lot. You can access lake MaurEpas via the
Tickfaw River. Over-sized lot and a half. Build your dream home in
this quiet country charming setting.

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Riverscape

15 Thursday Jun 2017

Posted by Make your Home your Haven! in News you can USE!

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land for sale in Springfield, land in riverscape subdidcion, Lots on the river in Springfield, Real Estate

http://www.tourfactory.com/1806035  Enjoy the Tour!

Looking for a great lot to build on and escape from it all.
This lot offers a unique opportunity for whoever snatches it up.
Situated in Riverscape at Clio this lot is close to the end of the cul-de
-sac and backs up to a canal that leads you out to the Amite River
and Lake Maurepas! Riverscape is a 319 acre, waterfront urban
village nestled alongside the lower Amite River. There is a
community neighborhood pool and a neighborhood boat launch.
The community of Riverscape is surrounded by 219 acres of
protected cypress wilderness. This natural landscaping poses as a
beautiful Louisiana backdrop. Give us a call for more information!

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First Time Home buyers Delight!

15 Thursday Jun 2017

Posted by Make your Home your Haven! in News you can USE!

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HOMES FOR SALE IN LIVINGSTON, LIVINGSTON HOMES FOR SALE

Updated, bright, spacious 4 bed/2 bath home in popular town of Livingston! You will love this cute and well maintained home that offers a complete fenced in rear yard with large play jungle set and shady trees. New TILE in kitchen and dining room, fresh PAINT THROUGHOUT entire home, UPSCALE decor in bathrooms and large tile GRANITE SNACK BAR in kitchen that open ups to a wall of windows. Large living room, spacious bedrooms, with wood laminate and tile flooring throughout home. Great find and will not last long. Call for your private showing today!

http://www.tourfactory.com/1807989

 

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Hands-Only CPR

05 Monday Jun 2017

Posted by Make your Home your Haven! in News you can USE!, Timely Advise

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Hands-only CPR can save lives.  The American Heart Association states that “Almost 90% of people who suffer out-of-hospital cardiac arrests die.  CPR, especially if performed in the first few minutes of cardiac arrest, can double or triple a person’s chance of survival.”  Most people who survive a cardiac emergency are helped by a bystander.

  1. Check for responsiveness – shake the person and shout “Are you OK?”
    11700251-250.jpg
  2. Call 9-1-1 – either tell someone to call or make the call yourself
  3. Compress – Push hard and fast in the center of the chest at a rate of 100 per minute.

The victim should be flat on their back preferably on the floor. Place the heel of one hand on the center of the victim’s chest and place the heel on top of the other hand lacing your fingers together. Lock your elbows and compress the chest forcefully; make sure you lift enough to let the chest recoil.

Chest compressions should be continued until the person shows obvious life-like breathing, the scene becomes unsafe, an AED (automatic external defibrillator) becomes available, or a trained responder takes over the emergency treatment.

Alternating mouth-to-mouth breaths is not necessary using this method. Compressions are adequate except in drowning or drug overdose situations where 30 chest compressions are followed by two mouth-to-mouth breaths.

Watch this two-minute video and consider taking instructions from the Red Cross or other qualified provider. Every household should have at least one person trained in life-saving skills.

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Unique GEM located in Springfield has the Wow factor!

23 Tuesday May 2017

Posted by Make your Home your Haven! in News you can USE!

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Tags

home ownership, Livingston Parish Homes for sale, Luxury Homes in Livingston Parish, Real Estate, Rural acreage for sale, Springfield Louisiana homes for sale

http://www.tourfactory.com/1790910 Enjoy the Tour!

This home will not disappoint w/ its soaring 23” ceiling, large beams, varied ceiling heights, & wall of windows that looks out over the massive deck & reinforced bulk heard pond. Amenities in this 4 bed, 4 bath home with SUN-ROOM, LOFT, and OFFICE are numerous.The kitchen features a 2 drawer Dishwasher, DOUBLE OVEN with warming tray, triple sink w/ disposable, ISLAND w/ hot water tap, sink, & disposable, you will love the POT filler over the gas 5 burner stove, wine cooler, ice maker, and slab granite on the island, large snack bar that sits 6. You have more than enough storage with the large walk in pantry, upper and lower cabinets and pull out drawers, large closets everywhere to be found. In the master, you and yours will have additional privacy w/ separate baths & walk in closets. Over-sized laundry, separate cabinet areas & utility sink along with a garage sink gives you additional comfort & care with all your laundry & outside needs. EASY maintenance w/ ceramic tile throughout most of the home, & hardy plank siding on the exterior. Nice 8 FT. doors, upscale light fixtures, fans, and hardware finish off the details of this custom-built home WITH post tension slab. If you like to entertain, the complete open flow of the home with the massive deck allows for any type of occasion that you have in mind, and everyone will enjoy the built BOSE speaker system both inside and outside the home. This home has it ALL and completes its comforts w/2. 15K generators that will keep your home up and running. The two attic entrances are floored for ample storage, along with an outside storage and LARGE workshop area. One One more perk is the parking area for any travel trailer with full hook ups with a 30 /50 amp & dump station. Now all that sits on 3.727 acres in a non-flood and never flooded CUSTOM BUILT HOME! If you are looking for privacy & luxury in the country you you must Drive out and Take A TOUR todayDCIM100GOPROGOPR0528.

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Realtor®

Unknown's avatarCovington & Associates Real Estate
Janice Dubois & Carol Cotten
Team Sisters
Office: 225.667.3711
Cell: 225.933.7062, 2250.445.4911
batonrougehousehunters.com
1110 Range Ave. Denham Springs, la. 70726
e-Pro, SRS, ABR, CRS Certified Residential Lic in the state of LA & MS
License: Janice LA#71854: Lawson Covington Broker
e-Pro, SRS, ABR, CRS
Team Sisters
Agent license # 71854 In the state of Louisiana by LREC & Mississippi
Each Office Interdependently Owned and Operated | EBR, Livingston and Ascension Parishes and MS. SW Counties
The Greatest Compliment I can Receive is a Referral from my Clients, Family, and Friends! - Thank You

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Realtor®

Unknown's avatarCovington & Associates Real Estate
Janice Dubois & Carol Cotten
Team Sisters
Office: 225.667.3711
Cell: 225.933.7062, 2250.445.4911
batonrougehousehunters.com
1110 Range Ave. Denham Springs, la. 70726
e-Pro, SRS, ABR, CRS Certified Residential Lic in the state of LA & MS
License: Janice LA#71854: Lawson Covington Broker
e-Pro, SRS, ABR, CRS
Team Sisters
Agent license # 71854 In the state of Louisiana by LREC & Mississippi
Each Office Interdependently Owned and Operated | EBR, Livingston and Ascension Parishes and MS. SW Counties
The Greatest Compliment I can Receive is a Referral from my Clients, Family, and Friends! - Thank You

Categories

Recent Posts

  • Is the market heating up?
  • VEVOR 20 inch Wall Mount Fan Oscillating, 3-speed High Velocity Max. 
  • Dust Daisy Pro: Stretch-A Must-Have Home Hack You Will Love! 🌟
  • What About a Dehumidifier? WHO KNEW?
  • Home Closing Time: Factors and Considerations

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