Tag Archives: Real Estate

New Listing near the town of Livingston!

14 Saturday Apr 2018

Posted by in News you can USE!

≈ Leave a comment

Tags

, , , , ,

1

Exceptional SPACIOUS home offering 3 bed/ 2 bath with office, plus an outside ALL PURPOSE room with kitchenette and bath along with a built in salt water POOL and large two CAR garage with amazing storage. All NEW PAINT, NEW wood Laminate flooring, new pool liner …updates inside and out, all this along with large kitchen that has an ISLAND and snack bar with lots of windows in dining area and living area, large great room for family to enjoy along with a SPLIT floor plan for a private master suite. You will love the large master and private master bath along with your own private patio/deck. There is plenty of storage room with two walk in closets along with a separate tub and shower. Lots of privacy on .761 of an acre including a completely fenced in in-ground salt water POOL where you can sit outside under the patio and enjoy the summer season at your own little oasis. The two Car 24 x 28 garage has plenty of room for additional storage along with a side entrance door and two roll up doors. The All purpose room has been nicely updated with a kitchenette, and bathroom. This would make a great Mother-in-law suite, Game ROOM for the kids, office, man’s cave, or she shed, you name it. All updated and ready for you. There is so much to admire and love about this unique and special home. Make sure to schedule your private showing today. http://www.tourfactory.com/1971347

 

Waiting Period After Distressed Sale

09 Monday Apr 2018

Posted by in Helpful Information, News you can USE!, Timely Advise, Who New?

≈ Leave a comment

Tags

, , , , , , ,

“How long do we have to wait to qualify for another mortgage” is the question concerning people who’ve had a foreclosure, short sale or bankruptcy. The loan types for the new loan will differ in amounts of time to heal credit scores based on the event.

43296989-250.jpg

The following chart is meant to be a general guide for how long a person might have to wait. During this waiting period, it’s important that the person be current on all payments and maintains a history of good credit.

A recommended lender can give you specific information regarding your individual situation and can make suggestions that will improve your ability to qualify for a mortgage. This process should be started before looking at homes because of the time constraints listed here can vary based on current requirements and possible extenuating circumstances of your case.

Waiting periods Distressed sales 2.png

We want to be your personal source of real estate information and we’re committed to helping from purchase to sale and all the years in between. Call us at (225) 291-1234 for lender recommendations.

Waiting Will Cost More

02 Monday Apr 2018

Posted by in Helpful Information, News you can USE!, Timely Advise

≈ Leave a comment

Tags

, , , , ,

With the first quarter of 2018 in the books, the 30-year fixed rate mortgage is nearing what Freddie Mac predicted it would be in the second quarter. If this pace continues, rates will exceed the five percent mark expected by the end of the year.

42814186-250.jpg

The Fed has had its first of an expected three raises for this year and two more are expected in 2019. While these rates are not directly related to mortgages, they certainly have an effect.

Delaying the decision to purchase or refinance could be an expensive missed opportunity. A $270,000 mortgage at 4.44% has a principal and interest payment of $1,358.44 per month. If the rate were to rise one-percent in the next twelve months, the payment would be $1,522.88.

The $164.44 increase would cost a homeowner an additional $13,812.97 in seven years and close to $60,000 over the full term of the loan.

The question facing people is “what would you spend $164.44 each month if you had acted sooner to get the lower rate?”

If you’re curious to know what your “missed opportunity” could be costing you, try this Cost of Waiting to Buy calculator . Use 0% increase on price change if you are refinancing a home you already own.

Indecision is Not a Decision

17 Tuesday Oct 2017

Posted by in Finding a Realtor, Helpful Information, News you can USE!, Timely Advise

≈ Leave a comment

Tags

, , , , , , , , , ,

There could be some legitimate reasons for not buying a home but indecision is not one of them. Indecision is rooted in not having enough information to move forward to own a home or continue renting.

18443593-250.jpg

If you keep renting, at the end of the year, you have had a place to live and a pile of receipts that helped the landlord pay for his house. Deciding to buy a home will give you a place to live that is yours and all the things that come with that.

When you consider principal reduction, appreciation and tax savings, your monthly cost of housing could be much less than the rent you’re paying. The principal reduction included in each payment is like a forced savings account that increases as your mortgage balance decreases. Your equity in the property will also grow due to appreciation as the home goes up in value. The equity is part of your net worth and an investment in your family’s future.

The income tax savings can be an additional financial consideration if the combined interest and property taxes are greater than the allowable standard deduction.

Trends are showing that both tenants and homeowners are staying in their homes longer. It’s been said that whether you rent or own, you’re paying for the home. Do you really want to buy the home for your landlord? Check out your numbers on a Rent vs. Own and then, call us to help make it happen.

Don’t Have a CLUE?

27 Tuesday Jun 2017

Posted by in Helpful Information, News you can USE!, Timely Advise

≈ Leave a comment

Tags

, , , , , , ,

If you haven’t heard of a CLUE report, it has nothing to do with the table game searching for a murderer. It is a report showing the insurance claims on your home and car for the past five to seven years.

10340976-250.jpg

This database is used by insurance companies to evaluate risks and determine rates. C.L.U.E. stands for Comprehensive Loss Underwriting Exchange. Rates can be increased not only due to legitimate claims but data entry errors also. Sometimes, simply asking a question without filing a claim can be logged as a claim.

For that reason, similar to verifying the accuracy of your credit report, it is important to check out the CLUE report on your home and car. The reports are free and there is a process for correcting mistakes.

An interesting and sometimes costly surprise occurs during the home buying process. The claim experience of the prior seller could impact the price of the premium of the new buyer. For that reason, you can ask for a copy of the CLUE report on the home you’re interested in buying prior to writing a contract.

Riverscape

15 Thursday Jun 2017

Posted by in News you can USE!

≈ Leave a comment

Tags

, , ,

http://www.tourfactory.com/1806035  Enjoy the Tour!

Looking for a great lot to build on and escape from it all.
This lot offers a unique opportunity for whoever snatches it up.
Situated in Riverscape at Clio this lot is close to the end of the cul-de
-sac and backs up to a canal that leads you out to the Amite River
and Lake Maurepas! Riverscape is a 319 acre, waterfront urban
village nestled alongside the lower Amite River. There is a
community neighborhood pool and a neighborhood boat launch.
The community of Riverscape is surrounded by 219 acres of
protected cypress wilderness. This natural landscaping poses as a
beautiful Louisiana backdrop. Give us a call for more information!

Unique GEM located in Springfield has the Wow factor!

23 Tuesday May 2017

Posted by in News you can USE!

≈ Leave a comment

Tags

, , , , ,

http://www.tourfactory.com/1790910 Enjoy the Tour!

This home will not disappoint w/ its soaring 23” ceiling, large beams, varied ceiling heights, & wall of windows that looks out over the massive deck & reinforced bulk heard pond. Amenities in this 4 bed, 4 bath home with SUN-ROOM, LOFT, and OFFICE are numerous.The kitchen features a 2 drawer Dishwasher, DOUBLE OVEN with warming tray, triple sink w/ disposable, ISLAND w/ hot water tap, sink, & disposable, you will love the POT filler over the gas 5 burner stove, wine cooler, ice maker, and slab granite on the island, large snack bar that sits 6. You have more than enough storage with the large walk in pantry, upper and lower cabinets and pull out drawers, large closets everywhere to be found. In the master, you and yours will have additional privacy w/ separate baths & walk in closets. Over-sized laundry, separate cabinet areas & utility sink along with a garage sink gives you additional comfort & care with all your laundry & outside needs. EASY maintenance w/ ceramic tile throughout most of the home, & hardy plank siding on the exterior. Nice 8 FT. doors, upscale light fixtures, fans, and hardware finish off the details of this custom-built home WITH post tension slab. If you like to entertain, the complete open flow of the home with the massive deck allows for any type of occasion that you have in mind, and everyone will enjoy the built BOSE speaker system both inside and outside the home. This home has it ALL and completes its comforts w/2. 15K generators that will keep your home up and running. The two attic entrances are floored for ample storage, along with an outside storage and LARGE workshop area. One One more perk is the parking area for any travel trailer with full hook ups with a 30 /50 amp & dump station. Now all that sits on 3.727 acres in a non-flood and never flooded CUSTOM BUILT HOME! If you are looking for privacy & luxury in the country you you must Drive out and Take A TOUR todayDCIM100GOPROGOPR0528.

Country Living…

05 Saturday Nov 2016

Posted by in News you can USE!

≈ Leave a comment

Tags

, , , , , , ,

download
Step back in time with this unique cottage home that was built with materials that are far too hard to come by today. This four bedroom/two bath cottage home has the quiet comfort and solace that can only be found, like this, in the country. With walls made of Pecka Cypress, as well as the ceilings, and floors in most of the home, original solid wood doors, original wood flooring, and the comfort of a large
covered back porch, with fenced in yard, and almost 2,000.00 sq ft of living, you cannot escape what this rare gem has to offer your family.
Along with that, there is a two car carport with extra parking in front, storage shed attached to the carport and a large RV Port. In addition, you
are in a district with top rated schools, and just minutes away from shopping at Gonzales or Hammond. You will not regret checking out this
home, it has quite the charm and you can make it our own. Did not Flood, not in a Flood Zone.
Virtual Tour

Welcome to Sisters Tak’n Care of Business!

21 Friday Jan 2011

Posted by in News you can USE!

≈ 3 Comments

Tags

, , , , ,

Well ….we have finally decided to enter the blogging world.  Our hopes are to service you with relevent information.  Information that will help you with most important purchase of your life, …….your home….your castle, your retreat, or simple the place where all your memories are made!  We plan on posting fun and informative info. that home owners, sellers, and buyers can benefit from.  Ways on how to invest in your home, so can get the most out of it,  and include what is going on in today’s market that makes sense for all of us.  News that comes from our back yard, not from the National reporting of  gloom and doom!  

Let us know what you are interested in, and we will research your topic and give you the latest details that you can use. 

We love tak’n care of business! Our clients are the best……

Let us hear from you.